Mortgage Financing Options
Flexible and Creative Financing options
At Concorde Bank, we have many mortgage loan options available. Local decision-making means we can think “outside the box”. Therefore, we are able to provide flexible and creative solutions sure to fit your needs. We have experienced lenders who can help lead you in the right direction, to get you a home loan that is just right for you and your family.
Fixed Rate Mortgages
Fixed-Rate Mortgages offer a set interest rate, and payments that will not change over the life of the loan. This type of loan is great for purchases or refinancing of your current mortgage.
First-Time Home Buyers
We have options for first-time home buyers, with no down payment, or low down payment loan products available. Rural Development and FHA loans are great options for first-time home buyers with limited funds for a down payment. You can even finance your closing costs!
Bridge Loans are great temporary financing options for people who are wanting to purchase a new home, but haven’t yet sold their previous home. You can use the equity in your existing home as a down payment on your new home. Once your previous home has sold, we can help you transition to permanent financing for your new home.
We offer construction loans to assist you in the building of your dream home. We can help you navigate the construction process smoothly. We offer 1-time closing construction loans, and also offer land and lot loans if you are planning to buy a lot to build on later.
Home Equity Loans/Lines of Credit
Concorde Bank offers Home Equity Loans and Home Equity lines of Credit. You can take advantage of the equity in your home for any number of reasons: Home Improvement, an addition to your home, a vehicle purchase, or even college costs for a child.
Call us today, to see how Concorde Bank can help you with your home financing needs. Or click here to get started with the application process.