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The FDIC believes that the more you know, the safer your money is. Concorde Bank agrees. We have provided this link to the FDIC's Electronic Insurance Estimator (EDIE) to help you with your deposit insurance questions.
The FDIC's Electronic Deposit Insurance Estimator (EDIE) is an interactive tool created to help consumers determine if their deposit accounts at FDIC-insured institutions are fully insured. The FDIC has added enhancements that allow issuers to calculate coverage for:
- Irrevocable Trusts and Government Accounts
- Personal Accounts including IRA's
- Business Accounts
EDIE can be used to calculate the insurance coverage for all types of deposit accounts offered by an FDIC-insured bank, including:
- Checking Accounts
- Savings Accounts
- Certificates of Deposits
EDIE should NOT be used for investments, including:
- Mutual Funds
- ANY investment that is not a deposit even of they were purchased from an insured bank.
Remember: If the accounts entered into EDIE are not deposits in a FDIC-insured bank, the coverage provided in EDIE report does not apply.